If you or a loved one was recently injured in a car accident in Nevada, you may be wondering what to do in order to recover compensation to pay for medical bills, property damage, lost income, and even pain and suffering. Just like in every state, one of the most important things you must consider is auto insurance coverage.
Nevada is a “fault” state. This means whoever is liable for causing the collision is also responsible for compensating any losses suffered by any injured parties involved.
The following are several ways you can obtain compensation in a Nevada car accident:
File claim through your own insurance company, which will then file a claim against the at-fault driver’s insurer
File a claim directly with the liable driver’s insurer
File a personal injury lawsuit against the liable driver
If you wish to file a lawsuit against the at-fault driver, you have two years from the date of the accident to do so. When it comes to vehicle-related damage or other types of property damage stemming from a crash, a lawsuit must be filed within three years. However, it is imperative to file a claim or lawsuit as soon as possible.
But what if the at-fault driver accuses you of causing or contributing to the crash? Nevada follows a “modified comparative negligence” rule, meaning your compensation can be reduced based on your percentage of negligence – if you are not more at fault compared to the other driver.
For example, if a jury awards you $100,000 in damages, but also say that you were 25 percent to blame for the collision, then you will only walk away with $75,000 (or 75 percent of your total award). If your percentage of fault surpasses the other driver, then you are prohibited from recovering any damages.
At The Draskovich Law Group, we are committed to helping injured folks in Las Vegas obtain their entitled compensation. Our legal team has more than two decades of trial-tested experience to ensure our clients get the award/settlement and justice they deserve.
Injured in a car accident in Las Vegas? Contact The Draskovich Law Group today at (702) 381-6590 and schedule a free consultation today.